When Do I Need It?
No federal law requires healthcare professionals to carry medical malpractice insurance, but some states do. Whether or not the state your business is located in requires it, some patients can file lawsuits against healthcare professionals seeking damages for medical negligence that resulted in further health problems or death.
The Benefits of Malpractice Insurance:
- Covers legal costs
- Punitive damages
- Medical damages
- Physician liability arising from disputed services that result in a patient’s injury or death
- Coverages available for independent or small practices as well as for employed physicians
- Assessment of risks specific to your practice
- Coverage from A rated by AM Best Carriers